Thank you, Madam Chair. Just so I’m completely understanding the situation, this increase has to do with more remissible loans being involved; however, what we have heard also here is that this is a revolving amount of money, so money going out and coming back in. With respect to as we are now talking about the challenges we have had in collecting that money to come back into this so-called pot of revolving money, so you’re saying that this increase of $5 million has no way, shape or form involved with the fact that we are struggling to collect those monies back that are in debt or default. Are these two separate issues? Thank you.