Madam Chair, I think we’re getting a bit more clarity here. So, we are hearing that the remission rate, the rate that we are writing off, or basically return of work services, if I can use that terminology, is increasing. The question that I have here is: How much of that is real cash that is being in default? Really, is this real cash that’s not coming back in as a result of a fairly high default rate of possibly 60 percent? How much of that revolving fund or how much of that of the potential $5 million increase here is due to actual cash not coming back into the coffers of this revolving fund? Thank you.