Thanks to the Minister and I guess I would have to say that 2007 is seven years ago, almost eight years ago now, and I think it’s about time that we have a comprehensive review of income securities policies. Piecemeal changes do not necessarily produce the best product.

I’d like to go back to the Minister’s statement that a RRSP for an income support client is a rainy day fund and needs to be used up. Yet, there is also an Income Support Policy which allows clients a RDSP, a Disability Savings Plan, or a RESP, an Education Savings Plan. Those do not have to be cashed in, yet a RRSP does.

So, knowing that RRSP is a protection for old age, and I’d like to know from the Minister how we can have two plans which are protectionist, so to speak, which do not need to be cashed in, and we have one which is a protectionist program and it does need to be cashed in. So how does the Minister reconcile keeping two and having the one that needs to be cashed in? Thank you.