The Member is correct that we did introduce a Revised Mortgage Balance Program near the end of 2012. We gave homeowners with mortgages with the NWT Housing Corporation a chance to get a fresh start with predictable, fair monthly rent. Total arrears in the mortgage portfolio have been reduced from $16.5 million to $9.1 million over the last couple of years. A majority of the clients have actually opted into the new program and collection rates have been in the 70 to 80 percent range for these clients. We have about 115 clients that have not entered the new program for one reason or another and collections among these clients are very low. A lot of these clients we’re now talking to legal counsel, sue collections through the courts. Thank you.