Thank you, Mr. Chairman. Mr. Chairman, I'm not asking the government to ignore people that can't afford their homes. There are subsidies that can be paid to individuals. My point is we have a budget that is there to address people that have adequacy, suitability issues. So somebody's house is not adequate to live in, whether they're lacking electricity, hot and cold running water, continuous heat, solid foundation, whatever, all adequacy issues, however, and/or it's too small. They got more than two people using the national standards on individuals. I'm not going to go through that, but just sufficient to say they have more individuals in the home that either can share or single people in rooms than they have in this particular apartment.

How does that become a housing issue? It's an affordability issue, I agree, but in order to have a core need issue for housing, you have to have a suitability or adequacy issue. I could go on and on about the need survey and why we're indicating that people, I mean, private rentals have an adequacy issue or private rentals had a suitability issue.

If someone is renting a two-bedroom apartment and chooses to have four people or five people live in there, that's their business. Why would we all of a sudden identify that, mark that down as a core need issue and report it as such? It's the same thing with apartments. If somebody is renting an apartment, spending more than 30 per cent of their income towards apartment, that's not a housing issue. It's an affordability issue. Thank you, Mr. Chairman.