I appreciate the response from the Minister, but what seems to be driving the bus here is reducing premiums rather than safety. So I'll again ask the Minister whether a firm is large or small, these safety programs have a cost. When small firms have to take on these programs, that's probably proportionately a greater cost. So does the Minister not agree that small employers face proportionately equal or even greater costs for safety programs and will he consider eliminating the premium threshold for refund eligibility under the Safe Advantage program?