Thank you, Mr. Chair. It's a good point and it's certainly something we should be exploring. We don't require that they keep it, but we require them to utilize it first if they have it. So if they have insurance, they utilize it first before they access extended health benefits.

I remember a number of years ago there was some work around this that didn't make it too far, but I take the Member's point that we need to do something to encourage people to keep their insurances for as long as possible, if not forever, to help us offset some of these incredibly high costs of this benefit that is provided in the territories and virtually nowhere else in this country. Thank you, Mr. Chair.