Mahsi, Mr. Speaker. Mr. Speaker, we have heard from this government before that we all have a role to play. The fact is we are talking about people who have very low income, people who have finished their work lives and are now seniors, people who are disabled, who are looking for housing. I don't understand what role they are expected to play in creating new housing stock. I feel that the Minister is hiding behind the CMHC declining funding. That funding is not going to decline for another 10 years. Why is the Minister pointing to declining CMHC funding as a reason not to increase the housing stock? Mahsi.