Thank you, Mr. Speaker. I am not sure I would characterize NTPC collection activities in light of the COVID pandemic as aggressive. We are encouraging customers to enter into repayment plans to get their accounts back in order. If they honour their plan, they will not be charged interest, nor will they have limiters installed. The reality, Mr. Speaker, is: the accounts-receivable owed to NTPC by our customers are up almost 450 percent since we temporarily suspended collection activities in March. If we let clients' debts continue to accumulate, we are setting our residents up for failure and hardship down the road. Thank you, Mr. Speaker.