Thank you, Madam Chair. I think the Minister would be very surprised at the number of businesses that don't operate with insurance. It's largely up to the business to decide whether to take on that risk or not. There are all sorts of businesses that decide not to have general liability insurance. It's an interesting decision by the GNWT to essentially step in and mandate that these operators have to have insurance. I can see reasons for it in certain cases. Perhaps the Minister can commit to review that section. I think, especially now, there are plenty of tourism operators who are paying very, very expensive insurance premiums that make no sense and probably won't make sense for the next couple of years. I know I have tourism operators who are stuck with insurance bills and no clients. Could I at least have the Minister to commit the requirement that we have everyone having $1 million in public liability insurance be reviewed given the current COVID reality? Thank you, Madam Chair.