Thank you, Madam Chair. Thank you, Minister. The student loan fund valuation allowance is the appropriation that we would use to cover any remissions, loan forgiveness, the northern bonus, things of that nature. When we changed the remission rates a number of years ago and included the northern bonus, the valuation allowance wasn't increased at that point in time. Now that we have the data to support the number that we need, we've updated that accordingly to ensure for that in our accounting. Thank you, Madam Chair.