Thank you, Mr. Speaker. It was already some time ago that there were conversations happening within the BDIC around what to do with the loan deferral program, and the option that we took was one of reaching out, in fact, to every single one of the 139 loan clients who had their loan payments deferred. In doing that, they were better able to tailor their response such that quite a number have actually begun to resume their regular payments. Of the remaining 76, in fact, who had requested some further reductions or deferrals, they were able to tailor-make the program to either defer or to reduce payments or to essentially otherwise be able to be really business-specific and client-specific in their response rather than a blanket deferral. Thank you, Mr. Speaker.