Thank you, Madam Chair. So I'm just -- this is, again, sort of not maybe necessarily about the numbers but while I've got some -- somebody here to answer a little bit more about this flooding.

So my understanding is that the assessors and the assessor group or company will be in the communities; they're going to be looking at damage. Will the assessors be the determinant or the people making the determination of the award amount? Are they sort of the judicial panel, so to speak, for the relief funding? Thank you.