Thank you very much, Mr. Speaker. Mr. Speaker, I'll be honest, I'm hoping that the information can be provided to the people of the Northwest Territories and not just myself. The principles of arrears collections states that arrears should be forgiven where collection is not possible but elders, not working and without income, are still expected to repay their public housing arrears. So I'm wondering without knowing how many of their residents are elders, how does NWT Housing -- or Housing NWT, sorry, determine if repayment is not possible from their clients? Thank you