Thank you for that. So what, if any, lessons have we learned, then, in terms of the size of the supplementary reserve? And I recognize that we wouldn't expect a Hay River flood every year but clearly with the climate crisis on us and so on, we need to find a way to set aside some more money to deal with this kind of stuff that's more likely to happen. So how are we going to try to manage this into the future? Thanks, Mr. Chair.