Thank you, Madam Chair. This past couple of years, the Housing Corp has revisited a number of its homeownership repair programs, and there has been some adjustments on the homeownership programming side with regards to CNIT levels, core need income threshold assessments. But obviously in discussions with our president and our Minister, there's -- and others, there's certainly more work to be done in this area and I understand that'll be certainly part of the upcoming renewal initiative. Thank you, Madam Chair.