Okay, thanks, Madam Chair. And thanks to the Minister for that.

The second conclusion I draw from this is that we're spending, or attempting to spend, or budgeting too much on capital. And what means is that we have less money for programs and services because it's all -- too much, in my opinion, is going into capital, and then it gets carried over and over and over and over, over a series of years in some cases, maybe it never gets spent. But what it does is eats up some of the money in the operating surplus which means that we are spending less than we could, and perhaps even should, on programs and services, particularly housing, healthcare, education, people's basic human needs. That's what's resulting here, Madam Chair, in my view. I'd like to hear what the Minister has to say. Thanks, Madam Chair.