Thank you, Madam Chair. There's certainly different approaches at delivering housing, and one of them is through mortgage financing. And Housing NWT has certainly looked at this in the past and up to this point, you know, we've been obviously managing a fair number of funding pressures and dealing with the declining CMHC challenge as well. So obviously there's that limited O and M challenge that we do have to consider when taking on additional debt that would bring with it additional interest expense that would have to be serviced. But it's certainly something to consider in the future. Thank you, Madam Chair.