Yes, thank you for the information, because I was just wondering what was happening over there, you know, from 313, because in the small communities we have a lot of issues with mortgage. We have -- there's a lot of people that have mortgage and a lot of them they had to refinance agreement. And some of these mortgage are old. You know, like they're over 20 years old and they're still on their books. And they were recently refinanced. And I just wanted to ask the Minister -- and they did some -- they forgave some of the arrears before. Why not do the same with the mortgage arrears? Will the Minister commit to forgiving the old outstanding mortgages from ten to 20 years ago? Thank you.