Thank you, Mr. Speaker. And thank you for the Member for asking the question as well too because we do go through a lengthy process when we're looking at forgiving accounts. They usually would have to do with very extreme circumstances and situations. I can follow up with the Member as well too for just a further description on how that process works. We also have to abide by and report to the department of Finance and to this government as well too. There is a lengthy process for us to be looking at those accounts. Some of them are denied, and some of them are approved. Thank you, Mr. Speaker.