Thank you, Mr. Speaker. She's probably not going to like answer. Unfortunately, when people have their insurance, that's the program that they have to do and they have to look into it. Unfortunately, I have insurance and I haven't even looked at mine until after what we've been dealing with. So unfortunately, the disaster financial assistance is last resort. If you have insurance, you need to go to your insurance company. And I am sorry to the residents that have higher deductibles or don't have the same supports, it's unfortunate, but that's the insurance companies that you have to deal with. Thank you.