Thank you, Mr. Speaker. The territorial government is on a working group with the federal government that is talking about insurance and affordability, also insurance coverage that is not available. For an example, some flood insurance is not available depending on the type of flood. So there is a working group out there to work on insurance coverage. And to mention to the point of the gray area, there is a lot of confusion about insurance and what can and cannot be covered. So there is a federal working group, and the government is part of it. Also, I believe the NWTAC is also part of that working group. So thank you, Mr. Speaker.