Thank you, Mr. Speaker. Mr. Speaker, that is the document that guides what happens when first an agency or other department identifies a debt for repayment and then brings it forward for consideration. As I noted, the consideration does already include circumstances where an individual's indigent, so if there's a disconnect happening, if there's someone who's in those circumstances and is not finding their debt forgiven, I am going to commit that myself and my colleague Minister of housing will work together to make sure that if there's a -- something -- if there's disconnecting, we could speak to the Member about what's -- if there's something that's not achieving the goal here that we can in the course of work that's already happening in housing make sure that we fill that gap. There's been over $20 million already forgiven with respect to housing debts as well as other debts of this nature. And, again, with the indigent portion already there, I am concerned we're missing something, so I will speak to the Member further and my colleague and fill that gap. If you