Thank you very much, Madam Chair. Madam Chair, one of the things that has happened that has come into play right now is that the student financial assistance program was also improved in the last Assembly at the same time that the income assistance review happened and the income support review. So through -- and the way that the changes happened were increases to basic grants, monthly living allowances, and that also expanded the remissible loan for all residents of the Northwest Territories, and that is a key difference here. Before it was only for students schooled in the Northwest Territories. So unless a change was going to somehow be retroactive, it wouldn't cover people who have repayable loans, or any future change wouldn't cover people who have repayable loans and are expected to repay them to the GNWT because they took them out separately. Thank you.