Thank you, Mr. Speaker. And no, unfortunately, there's not. Again, we are the regulating body that ensures about the provision of insurance and how -- you know, how the behaviour of the insurance companies or the brokers might be but not a control over their commercial market and what the commercial market might be doing to prices. That said, Mr. Speaker, we do set the rate for the cost of having your insurance. I mean, there's a tax that's levied on insurance companies. We have kept that rate low. We have a 1 percent only for fire insurance, and we've kept ours at 3 percent on the main premium which is lower than Yukon or Alberta. So doing -- that's a small drop in the bucket, though, to be honest, Mr. Speaker. We have also, in the last couple of years, looked at taking on some of the schools into the GNWT's package which helps them manage their insurance rates. But in terms of residential insurance or small businesses, there's not levers in our hands. Thank you, Mr. Speaker.