Marsi cho, Mr. Speaker. For the last couple of years, the Yellowknives Dene First Nation have been working on the establishment of their own housing strategy for the communities Ndilo and Dettah. To inform their work, the YKDFN has conducted their own housing survey among their membership. They have been gathering their members' inputs so they can understand the types of homes and structures that people want to see in their community. This work is being done to help them to formulate a community plan to provide home ownership opportunities for their members. Ultimately, Mr. Speaker, the YKDFN are aiming to assume control of their entire housing system, including designing, construction, governance, and administration of housing within the communities. However, in order to support the re-delegation of control of housing, the NWTHC will need to realign many of their policies and practices to successfully accommodate and support this goal.
In addition, there are several other barriers that the YKDFN must overcome if they are to successfully take control of housing. First, the GNWT must continue to lobby to the federal government for more funding from the Canada Mortgage and Housing Corporation, the CMHC. Our government must continue advocating on behalf of the YKDFN and all of the communities in the North to secure more housing funding for the long term. Secondly, the YKDFN also face the barriers of paying home insurance and home mortgages. Banks won't allow mortgages on reserves or for many First Nation communities, simply because the lands the homes sit on are not private property. First Nation lands hold a special designation, so banks cannot use homes on these lands as collateral in case payments from clients can't be met. Therefore, banks have decided to entirely exclude people in these situations from any options for mortgages. This issue is also related to the unsettled Akaitcho land claim, which is still ongoing. Lastly, Mr. Speaker, Maslow's hierarchy of needs states that the first needs that must be met for people to be satisfied in their lives are physiological needs such as food, clothing, and shelter. That is the cornerstone for healthy individuals and communities.
In closing, I commend the YKDFN on their leaders' long work on their housing strategy, and I commit to do my best to help them achieve their goals in this matter. Marsi cho, Mr. Speaker.