Thank you, Mr. Chairman. I should point out that this bond actually covers the agent and not just a particular transaction. So it could be, heaven forbid, if you had problems with an agent involving several transactions, that you could have complaints that would be larger than the liabilities involved with a single transaction.
It would be possible to consider variations, as she has suggested, considering that there may be different situations between communities, since this figure is actually set out in regulations and in fact it will be regulations that will spell out the detailed requirements for a bond. So we have a bit of flexibility to make adjustments, if they are appropriate in a particular situation, through regulations. So it is an easier method of making changes to respond to those concerns than if it were a current legislative change. So that flexibility is there if required in future.