Thank you, Mr. Chairman. Just to follow up on what Mr. Lewis said, I am not too clear on how insurance companies operate. It used to be that, Mr. Chairman, I used to get my windshield changed every year, and for the last ten years I have been changing my windshield because of rock damage. During the last two years, Mr. Chairman, my premium has gone higher than the cost of the windshield itself, so I am not buying any more windshield insurance. It is not worth it, because my premium is higher than the windshield, itself.
I could not figure out the insurance company at that time, because I thought that, by driving in a safe condition, by replacing my windshield every year, that I am doing a favour to the insurance company, but they do not look at it that way. I have not bought any windshield insurance since. Thank you.