Thank you, Mr. Chairman. The majority of this information on the proposed rent scale was gathered this past summer. It's just a snapshot of approximate incomes of people. If, in your communities, Mr. Gargan, people were seasonally employed, that would drive those two numbers up because at that time they were working, fire fighting or working on the highway or whatever, their income would be higher at that time of the year.
To address the higher income people, like we've said, we're proposing to sell off older stock, assist people with the banks, encourage the tenants to purchase what rental stock we own outright, if we can get CMHC to agree. Also, we have the direct lending, forgivable loan program, and this is how we plan to address the higher income people.