Thank you Mr. Speaker. I guess we do not know when. What does the Finance Minister need for the banks to demonstrate that they are actually active in the communities, when CMHC has already shown that, of the mortgages that they do, because the people of the Northwest Territories do not own land, but you had a collateral chattel mortgage, and therefore it has been insured by CMHC. I understand that the banks have demonstrated to the Finance Minister and to the Government of the Northwest Territories, in actuality they are being aggressive.

So my question again is what does it take Mr. Todd, to be convinced by the bank. Maybe I should get the executive of the Royal Bank to come up from Bay Street, or knock on his door, maybe that would convince him. What kind of convincing do you need, Mr. Todd?