Thank you, Mr. Speaker. Mr. Speaker, it is my understanding that if in the community of Hardluck Bay that community wants to take over DPW through the community empowerment initiative, there is liability associated with the work that has gone on before, and in most of the cases. Does the Minister of the day of that department, it could be MACA, it could be DPW, have to relinquish the department's liability and pass that liability on to the hamlet? The concern here, Mr. Speaker, is that the Insurance Bureau of Canada has been given some of these hamlets that have taken on these responsibilities, problems with their insurability under the community empowerment initiative. Thank you, Mr. Speaker.