Thank you, Mr. Speaker. Mr. Speaker, there have been some concerns in my riding and I have received several letters from employees and former employees on this matter, on the 20 percent. Is that based on the 20 percent of income generated from this government? That is what we are clawing back by? Or does it take into account, for example, if I had a garnishee on my cheque from Revenue Canada, and then we take 20 percent on top of, causing hardships? If the Minister could update us and inform us of what the 20 percent actually is?