Thank you, Mr. Chairman. I would like to thank all Members for the many meetings and letters they have given to me over the past year. The issue of housing is one that seems to be of common concern and high priority for the Assembly in general. The initiatives we have been able to move forward on have been with the cooperation and the assistance of all Members and we really appreciate that.
On the issue of mortgage insurance, we have issued a short response on mortgage insurance to the Chair of the Standing Committee on Social Programs. There is not a lot of detail in there, however I would like to ask Mr. Murray to make some comments on mortgage insurance in general, briefly. Thank you.