Mr. Chairman, in the forgiveness of a debt, that is confirmation that the government is not going to take any further action, that we have pursued all activity in terms of any recoveries and/or there is a bankruptcy. We are simply not doing any more action. It is written off the books.
In the case of write-offs, in that situation, the action may be an abeyance. We may have forgiven the interest portion but we are continuing to keep that on the records and would continue with any kind of collection activity, should the individual or company have some means to pay us back. Thank you.