Thank you, Mr. Chairman. Mr. Chairman, there have been many discussions over what's the best way to proceed with supplementary health benefits. Do I have any specific discussion documents that I can put on the table that outline all of the many varied discussions? No, I don't. I can tell you that there is work on other options to the supplementary health benefits. Tomorrow when we do the briefing, we can share more detail with the Members on some of the issues. At the end of the day, this is a policy-driven set of programs. So it's policy and money driven. So we've created these programs over the years and reinstituted the $250 way back when, when we were trying to raise money. It has implications that now if you want to back out of it how you do that, and how much it will cost to do that. Thank you.