Thank you, Mr. Speaker. Mr. Speaker, I move, seconded by the honourable Member for Nahendeh, that Bill 4, An Act to Amend the Consumer Protection Act, be read for the second time. Mr. Speaker, this bill requires individuals who collect debts for collection agencies to become licensed. Creditors, collection agencies and collectors are prohibited from adding more to a debt than the amount that is legally owing on it, and collection agencies and collectors are prohibited from collecting more than the amount legally owing on a debt. Regulation making powers are included to allow for the regulation of debt collecting practices. Thank you, Mr. Speaker.