Thank you, Mr. Chairman. The insurance amounts do cover health boards, education boards. Communities have their own system, and that's the $1.9 million that the Member referred to. That is within Municipal and Community Affairs, and that's to cover their changing insurance program and working with the Association of Communities. So that is included in that, and you will be able to get more detail on that through the Municipal and Community Affairs department when we go through their draft mains.
Again, for non-government organizations on the insurance side of our program, normally they would self-insure because they are outside of the government and are receiving funding through contracts. But as an example, shelters have difficulty paying increased insurance, and they do get funding through the Department of Health and Social Services to cover a lot of that. That's one area they're grappling with right now, is how to deal with those increased insurance costs. I know they're working with the Department of Health and Social Services on that one, in that particular instance anyway. Thank you.