Thank you very much. I think we're getting there. I have a follow-up question, Mr. Chairman. On the first, the premium cost has been reduced by $1.6 million. What is the entire amount of the premium?
My second question is if the short-term interest cost savings that we are getting in the amount of $1.7 million, could we rely on that as something that's going to stay a savings for the rest of this fiscal year? How temporary is that? Thank you.