Mr. Speaker, a lot of these situations, in fact housing circumstances and individual people's situations are very individual, so we cannot go galumphing along with some program for everybody that's the same. We're going to have to look at each case, case by case. Mr. Speaker, I can assure you that if someone has a good credit history for 10, 15 years, as the Member has mentioned, they should have no difficulty with the bank. If the bank is concerned about what would happen if the house had to be repossessed, we may make
arrangements that we would, as a last resort, take over the house in the case it ever had to be repossessed for some reason, which we hope it wouldn't have to be. But, Mr. Speaker, we're ready to work with individuals case by case and help them to understand their credit history and, as I say, not go off and try and do something that is a blanket that covers everybody but doesn't make anyone happy. Thank you, Mr. Speaker.