I am pretty confident this will be my last question, which is the underlying cost of this situation. I’ve been around for some time and I’ve yet to hear an employer say how they enjoy paying WSCC premiums and they always say they pay too much. Whether that’s true or not is not necessarily for me to say; the actuary folks make those types of decisions. They have a science behind it. Again, I’m not in the right position to say agree or whatnot. I just find it confusing and let them deal with that.
That said, I’m curious on the change and that projected cost. What is the big change right now, because obviously you can’t be adding more coverage without adding a financial component to it. So, the main question really is built around how much is changing in a sense of the rates? How does this financially change the industry? Do we foresee – and I’m hopeful, but first knock on wood – that we don’t get a call upon this, but what type of liability does WSCC foresee in this particular problem going forward? I think you kind of understand where I’m going so I’ll leave it to you, and that’s really my last area, is how much this is going to cost those who pay and certainly what does the system expect to be considered normal.