Thank you, Madam Chair. And direct deposits are pretty straightforward. They usually know they're going to get their money.
With respect to cheques, if for some reason, like during the pandemic, if the office was closed, what -- and staff weren't there, say cheques were supposed to be mailed -- or provided on Thursday and nobody was there and there was a sign on the door, what would be -- would there have been a plan in place to ensure that those cheques would be made available to the clients? Because a lot of the clients are basically living, you know, possibly paycheque to paycheque, and it's -- and it's very important to them. Thank you Madam Chair.