Thank you, Mr. Chairman. I have a few brief comments. One of the concerns I have about FMBS is, while they indicate that they are becoming more efficient, cutting their costs and size, to me, a lot of that is a function of off-loading onto the other departments; functions they have taken over -- data entry, verification, and all these other services -- where there has been no transfer of any resources. It's the same with Personnel; there's been a transfer of responsibilities with no transfer of resources and, often, to an already stretched-out regional department or area departments. I'm concerned that we have to be very careful about how we do this and monitor the situation so that we don't end up in the situation where we may have saved, but, as Minister Todd has indicated many times, we're, in effect, penny-wise but pound-foolish.
I'm also very concerned and interested in this initiative with regard to telecommunications. Some systems, where they do exist at all, are very fragmented or antiquated: our financial systems, the types of computers we use, the whole reliance on mainframes in this day in age. They have a very ambitious kind of schedule and I'm going to be very interested in how it proceeds. Thank you very much.