I wonder, Mr. Chairman, if you've ever had any feedback with respect to the Loan Guarantee Program in terms of market disruption, whereby this might give one developer a decided advantage over another that wanted to get a project off the ground? I know you could say it's probably available to either or all, but have you ever had any feedback whereby people in the industry thought that this was
perhaps an unfair or disruptive action on the part of the Housing Corporation? Thank you.